It’s a hassle and time consuming: It’s hard, painful and time consuming to shop around and compare lenders to get the best rates.
Everything is hidden: It can be hard to figure out the real interest rates and fees
It’s not personalised: Banks and lenders start with generic rates and don’t understand your unique circumstances. You end up having to bend to suit them!
Hurt your credit rating: Applying for a loan with multiple lenders can hurt your credit rating making it difficult to compare.
How the Loan Comparison Genius Koala solves these problems:
We make it easy to compare loans. We take some details and present the options that suit YOUR situation. The key to saving serious money on your home loan is to look at options from a variety of lenders. We do all the hard work for you by comparing over 27 lenders.
Nothing is hidden. We layout all the rates, fees and charges from our review of over 27 lenders. We also clearly explain everything so you are fully informed. With our help you’ll find selecting the best home loan a really fast, easy and hassle free experience.
We are on your side! We aren’t owned or aligned by the banks or financial institutions so you can rest easy knowing we are on your side. We are a proudly Australian owned private business whose mission is to help all Australians find the best home loan for their situation so they can save serious money and move into their dream home fast.
We won’t hurt your credit rating. A full credit check is only run once you have selected the home loan that best fits your needs. We use our expertise to select a lender that we believe will accept your application so that we avoid multiple credit checks that can hurt your credit rating.
We are credit geniuses. We know which lender will approve your loan.
It’s fast. You can kick start the process in under 10 minutes. You'll find details about our process below.
Your best interests. We are legally obligated to act in your best interests and put you first. Banks don't need to do this.
How we find great rates
Step 1. Complete our online application
It only takes 10 minutes to kickstart the process. Includes a FREE no obligation consultation with a certified Genius.
Step 2: We search for the right lenders
Our geniuses go to work to find the right deal for your situation from a panel of over 27 lenders. All without hurting your credit rating.
Step 3: Choose your loan
We’ll present 3 great options and help you chose your preferred lender with complete transparency of rates and fee’s.
Step 4: Buy your home!
Sign the loan documents and buy that dream house (or refinance) knowing you've saved serious money on your home loan.
Loan Comparison Genius is the business name of Loan Comparison Genius Pty Ltd (ABN 17 719 332 325). Credit Representative number 528539 is authorised under Australian Credit Licence 384704. Disclaimer statement: Your full financial situation will need to be reviewed prior to offer or acceptance of any offer or product. We promise we will never sell your email address to any third party or send you nasty spam.
Loan Comparison Genius is a proudly, privately owned, Australian business. Our goal is to help Australians find the right loan for their circumstances and make the process fast and easy. Although we compare many products from over 27 lenders we don’t cover the whole market or compare all features and there may be other products, features or options available to you.