How safe is your suburb?

We all want to live in suburbs that are safe and as close to crime free as possible.

But how do we work that out?

Insurer Budget Direct has an interesting study that shows the safest suburbs in Australia.

They pulled together all of Australia’s latest home burglary statistics into an easy-to-use website (follow this link).

Simply enter your postcode and you’ll see statistics like:

  • Crime rate per thousand properties
  • How your suburb compares to others in your state
  • Crime rate trends over the last 4 years
  • Your suburbs ranking in the state

 

They also had some nice summaries of the safest areas in each capital city as follows:

Brisbane

Top 5 regions – Brisbane (% of suburbs that are lower than average risk)

  • Moreton Bay – 36%
  • Brisbane – West – 33%
  • Redlands – 22%
  • Brisbane – East – 21%
  • Logan – 10%

 

Top 5 postcodes: 

  • 4055 – Ferny Hills, Bunya – State rank #25
  • 4514 – Woodford, D’Aguilar, Delaneys Creek – State rank #30
  • 4520 – Samford Valley, Samford Village, Armstrong Creek – State rank #32
  • 4070 – Anstead, Bellbowrie, Moggill – State rank #34
  • 4021 –  Dayboro, Ocean View, Mount Mee – State rank #36

 

Sydney

Top 5 regions (% of suburbs that are “lower than average risk” ):

  • North Sydney and Hornsby – 68% 
  • Northern Beaches – 60%
  • Ryde – 57%
  • Sutherland – 55%
  • Eastern Suburbs – 41%

 

Top 5 postcodes:

  • 2776 – Faulconbridge – State rank #4
  • 2085 – Belrose, Davidson – State rank #6
  • 2090 – Cremorne, Cremorne Point – State rank #9
  • 2125 – West Pennant Hills – State rank #12
  • 2172 – Voyager Point, Pleasure Point, Sandy Point – State rank #13

 

Melbourne

Top 5 regions (% of suburbs that are lower than average risk):

  • Melbourne – Outer East – 29%
  • Melbourne – North East – 23%
  • Melbourne – North West – 14%
  • Melbourne – South East – 14%
  • Melbourne – West – 7%

 

Top 5 postcodes:

  • 3115 – Wonga Park – State rank #4
  • 3792 – The Patch – State rank #6
  • 3814 – Garfield, Garfield North, Cora Lynn, Vervale – State rank #18
  • 3808 – Beaconsfield Upper, Dewhurst – State rank #25
  • 3808 – Ferny Creek – State rank #30 

 

Adelaide

Top 5 regions (% of suburbs that are lower than average risk):

  • South Australia – Outback – 48%
  • Barossa – Yorke – Mid North – 39%
  • South Australia – South East – 30%
  • Adelaide – Central and Hills – 28%
  • Adelaide – South – 10%

 

Top 5 postcodes:

  • 5151 – Piccadilly – State rank #7
  • 5155 – Bridgewater, Mount George – State rank #13
  • 5154 – Aldgate – State rank #19
  • 5076 – Athelstone, Adelaide, Castambul – State rank #22
  • 5137 – Ashton, Marble Hill – State rank #25

 

According to Budget Direct they say you should consider taking a three-pronged approach to improving the security of your home:

  • Increase the level of security within your home – at least 3 in 4 Aussies (74.2%) would install a home security system to reduce their insurance premium.
  • Get involved in the community – only 1 in 5 Aussies know about their local Neighbourhood Watch program.
  • Don’t allow window-shoppers – minimise the number of unknown visitors you allow into your home. For example, people posing as door-to-door salespeople can catch a glimpse inside your home to quickly identify vulnerabilities and identify valuable items.

 

Good tips to keep in mind.

You have heard us say many times that it’s really important to do your research when purchasing a property (see our article on the 6 key factors that impact property prices). This handy report on suburb safety will make checking the safety and security of a suburb quick and easy.

Of course, if you need help to understand what your borrowing capacity is to support your next property investment give us a call or start the process to find your rate. We also have the following articles you may find helpful:

How to compare home loans

Home loan refinance